Carpet vs Built-up Area Calculator

Decode real estate jargon! Convert between carpet area, built-up area, and super built-up area. Find out how much usable space you're actually getting and what you're paying for.

📐 750 sq ft Actual Usable Area

This is your carpet area - the space you can actually use!

🏠
Carpet Area
750 sq ft
📌
Built-up Area
878 sq ft
🏢
Super Built-up
1,000 sq ft

💰 Price Breakdown

Total Property Cost
Rs 80.00 L
Price per Carpet Sq Ft
Rs 10,667/sq ft
Real cost of usable space
Price per Super Built-up
Rs 8,000/sq ft
Quoted by builder

🧾 What You're Paying For

🏠
Usable Space
75%
Rs 60.00 L
🧱
Walls & Balcony
13%
Rs 10.40 L
🏛
Common Areas
12%
Rs 9.60 L

📋 RERA Compliance Check

warning Builder should quote price per carpet area as per RERA guidelines
  • Ask builder to provide carpet area based pricing
  • Request RERA registration number for the project

📊 Area Breakdown

📈 Cost Distribution

📅 Floor Plan Visualization

⚖ Loading Factor Impact

See how different loading factors affect your carpet area and effective price

How to Use the Carpet vs Built-up Area Calculator

  1. Select Known Area Type: Choose whether the builder has given you carpet area, built-up area, or super built-up area. Most builders quote super built-up area.
  2. Enter the Area Value: Input the area in square feet as quoted by the builder or mentioned in the brochure.
  3. Choose Property Type: Select apartment, villa, or penthouse. This affects wall thickness and balcony calculations.
  4. Adjust Loading Factor: This is typically 25-35% for standard builders. Premium builders have lower loading (20-30%), while budget builders may have higher (30-45%).
  5. Set Price per Sq Ft: Enter the rate quoted by the builder. The calculator will show you the real cost per usable square foot.
  6. Review Results: See all three area types, price breakdown, and understand what percentage of your money goes to usable space vs common areas.

Carpet Area vs Built-up Area Formulas

Understanding the Three Area Types:

Carpet Area = Usable area inside walls (excludes walls, balconies)

Built-up Area = Carpet Area + Wall Thickness + Balcony Area

Super Built-up Area = Built-up Area + Proportionate Common Areas

Loading Factor = ((Super Built-up - Carpet) / Carpet) x 100

Typical Ratios:

  • Built-up is typically 15-20% more than carpet area
  • Super built-up is typically 25-45% more than carpet area
  • Premium builders: 20-30% loading factor
  • Standard builders: 25-35% loading factor
  • Budget builders: 30-45% loading factor

Example Calculation:

If Super Built-up = 1000 sq ft and Loading Factor = 30%

Carpet Area = 1000 / 1.30 = 769 sq ft

You're paying for 1000 sq ft but can only use 769 sq ft!

Why Understanding Carpet Area Matters

The Real Estate Area Confusion

One of the biggest sources of confusion for home buyers in India is understanding the difference between carpet area, built-up area, and super built-up area. Builders often quote the largest number (super built-up) to make their properties seem more spacious, while the actual usable space is significantly less.

What is Carpet Area?

Carpet area is the actual usable floor space inside your apartment - the area where you can literally lay a carpet. It excludes:

  • Wall thickness (internal and external)
  • Balconies and verandas
  • Utility ducts and shafts
  • Common areas like lobbies and staircases

What is Built-up Area?

Built-up area includes your carpet area plus:

  • Thickness of internal and external walls
  • Balconies and terraces
  • Flower beds and utility areas

What is Super Built-up Area?

Super built-up area (also called saleable area) is the most inflated figure. It includes:

  • Your built-up area
  • Proportionate share of common areas (lobbies, lifts, stairs)
  • Club house and amenity areas (sometimes)
  • Security room, electrical room, etc.

What is Loading Factor?

Loading factor is the percentage difference between super built-up area and carpet area. It represents how much "extra" you're paying for beyond your usable space.

Lower loading factor = Better value for money

RERA and Carpet Area

The Real Estate (Regulation and Development) Act, 2016 (RERA) mandates that:

  • Builders must sell properties based on carpet area, not super built-up
  • Carpet area must be clearly mentioned in all agreements
  • Price per sq ft should be calculated on carpet area
  • Common areas must be disclosed separately

Always ask for RERA registration number and verify the carpet area mentioned in the agreement matches what the builder promises.

Frequently Asked Questions

What is carpet area?
Carpet area is the actual usable floor space inside your apartment, measured from the inner surfaces of the walls. It excludes walls, balconies, and common areas. This is the space where you can actually lay carpet - hence the name. Under RERA, this is the only area on which price should be calculated.
What is the difference between built-up and super built-up area?
Built-up area includes carpet area plus the thickness of walls and balconies. Super built-up area (also called saleable area) includes built-up area plus your proportionate share of common areas like lobbies, staircases, lift shafts, and amenities. Super built-up is always the largest figure.
What is loading factor in real estate?
Loading factor is the percentage difference between super built-up area and carpet area. It typically ranges from 20-45% depending on the builder and property type. A 30% loading factor means your super built-up area is 30% more than your carpet area. Lower loading factor means better value for money.
How do I calculate carpet area from super built-up area?
Use this formula: Carpet Area = Super Built-up Area / (1 + Loading Factor). For example, if super built-up is 1000 sq ft with 30% loading, carpet area = 1000 / 1.30 = 769 sq ft. Always ask the builder for exact carpet area rather than calculating.
What does RERA say about carpet area?
Under RERA (Real Estate Regulatory Authority), builders must sell properties based on carpet area, not super built-up area. This ensures transparency and protects buyers from paying for inflated areas. Always verify the RERA registration and check that carpet area is mentioned in your agreement.
What is a good loading factor?
A loading factor of 20-25% is considered excellent (premium builders). 25-30% is good (reputed standard builders). 30-35% is average. Anything above 35% is high and you should question the builder about what's included in common areas. Some budget builders have loading factors as high as 45%.
Why do builders quote super built-up area?
Builders historically quoted super built-up area because it makes properties seem larger and the price per sq ft seems lower. A 1000 sq ft flat at Rs 8,000/sqft sounds better than 750 sq ft at Rs 10,667/sqft - even though it's the same flat at the same total price! RERA now requires carpet area pricing.
Does balcony count in carpet area?
No, balcony does not count in carpet area. Balcony is included in built-up area. Carpet area only includes the internal usable space within the walls where you can lay flooring. Balconies, terraces, and utility areas are excluded from carpet area.
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