/ud83d/uded2 Online Shopping Addiction Calculator
Track your e-commerce spending across Amazon, Flipkart, Swiggy, Myntra and more. See your addiction score and the shocking opportunity cost!
/ud83c/udfaf Addiction Score
/ud83d/udcca Spending by Platform
/ud83d/udcc8 If You Invested This Instead (12% returns)
/ud83d/udca1 Reality Check
/u2705 How to Cut Back
/ud83d/uded2 How to Use the Online Shopping Addiction Calculator
- Enter Platform Spending: Input your monthly spending on each platform - Amazon/Flipkart, Myntra, Swiggy/Zomato, BigBasket, etc.
- Be Honest: Check your bank/UPI statements for actual numbers. We often underestimate our spending!
- Add Monthly Income: This helps calculate what percentage of income goes to online shopping.
- View Your Score: See your addiction level, impulse spending estimate, and opportunity cost.
- Check SIP Growth: See how much you'd have if you invested this amount instead.
/ud83d/udca1 The Real Cost of Online Shopping in India
E-commerce has made shopping incredibly easy - perhaps too easy. Studies show that Indians spend an average of Rs 5,000-15,000 monthly on online shopping, with heavy users spending Rs 30,000+.
The Psychology of Online Shopping
- One-Click Buy: Amazon's patented one-click makes impulse buying frictionless
- Sale Notifications: "Flash Sale ends in 2 hours!" creates artificial urgency
- Personalized Recommendations: "You might also like" shows you things you didn't know you "needed"
- Easy Returns: "I'll just return it" lowers the mental barrier to purchase
- Buy Now Pay Later: EMI options make expensive items feel affordable
The Real Numbers
Impulse Buying: 40-55% of online purchases are impulse buys. Fashion apps like Myntra have the highest impulse rate (55%), followed by Amazon/Flipkart (40%).
Return Rates: About 15% of online purchases get returned - meaning you're wasting time and the environment on items you never needed.
Sale Myth: Most "70% off" sales show inflated MRP. Real discount is usually 20-30%.
The Opportunity Cost
If you spend Rs 10,000/month on discretionary online shopping and instead invested it in mutual funds (12% returns):
- 5 years: Rs 8.2 Lakhs
- 10 years: Rs 23 Lakhs
- 20 years: Rs 99 Lakhs
That's nearly Rs 1 Crore you're giving away to e-commerce companies!