Credit Card Calculators
Credit card interest calculator, reward points value, minimum payment trap analysis, and balance transfer calculators.
9 calculatorsInterest & Payments
Credit Card Interest Calculator
Calculate credit card interest charges. See how much minimum payments cost you vs paying in full.
Minimum vs Full Payment Calculator
See the shocking truth about minimum payments. Calculate how long it takes to pay off credit card debt.
Credit Card EMI Calculator
Calculate real cost of credit card EMI. Expose hidden costs in No-Cost EMI offers.
Credit Card Late Fee Calculator
Calculate the true cost of a late credit card payment including fees, penalty interest, and credit score impact.
Rewards & Value
Credit Card Reward Points Calculator
Calculate credit card reward points and their true value. Find out if your card's annual fee is worth it based on your spending patterns.
Credit Card Annual Fee Break
Calculate if your premium credit card's annual fee is worth it. Compare benefits vs costs.
Fuel Surcharge Waiver Calculator
Calculate savings from credit card fuel surcharge waiver. Find optimal transaction amount.
About Credit Card Calculators
Understand the true cost of credit card debt with our calculators. See how minimum payments trap you in decades of debt, calculate the real value of reward points, and find out if your card's annual fee is worth it based on your spending patterns.
All CalcScope calculators are free, require no login, and work entirely in your browser. Your financial data never leaves your device.