SWP Calculator

Plan systematic withdrawals from your corpus

Withdrawal Projection

Corpus Projection

How to Use This Calculator

  1. 1 Enter total investment
  2. 2 Set monthly withdrawal amount
  3. 3 Set expected return
  4. 4 Visualize cash flow longevity

Formula Used

Remaining Balance = Corpus - Withdrawal + Returns

Calculates sustainable withdrawal rates from a mutual fund corpus for regular income.

Key Insights

  • SWP is tax-efficient compared to Dividends
  • Ideally, Withdrawals < Returns to preserve capital
  • Rupee Cost Averaging works in reverse for SWP (Sequence Risk)
  • Useful for retirement pension generation