Loan & EMI Calculators
Free EMI calculators for home loan, car loan, personal loan, and education loan. Calculate monthly EMI, total interest, and view amortization schedules.
15 calculatorsEMI Calculators
Home Loan EMI Calculator – Calculate Your Monthly EMI
Calculate your home loan EMI instantly. See monthly payments, total interest, and complete amortization schedule. Compare reducing vs flat rate interest.
Car Loan EMI Calculator
Calculate car loan EMI, total interest, and true cost of ownership including depreciation, insurance and maintenance.
Personal Loan EMI Calculator
Calculate personal loan EMI with affordability analysis. Compare different tenure options.
Education ROI Calculator
Calculate if higher education is worth the investment. Compare loan cost vs salary increase ROI.
Bike Loan EMI Calculator
Calculate bike loan EMI and total cost of ownership including insurance, fuel, and maintenance.
Gold Loan EMI Calculator
Calculate how much you can borrow against gold jewelry. EMI, bullet, or interest-only options.
Loan Planning
Loan Eligibility Calculator
Check your loan eligibility instantly. Calculate maximum loan amount based on your income, existing EMIs, credit score, and age. Get personalized recommendations to improve eligibility.
Loan Affordability Calculator
Calculate how much loan you can comfortably afford based on income, expenses, and savings goals.
Loan Tenure Calculator
Find the optimal loan tenure. Compare EMI and total interest for different tenure options.
Loan Comparison Calculator
Compare loan offers from multiple banks. Find the best deal with lowest EMI and total cost.
EMI Breakup Calculator
See how much of your EMI goes to principal vs interest. Find when principal starts exceeding interest in your loan.
Save on Loans
Loan Prepayment Calculator
Calculate how much you save by prepaying your loan. Compare reduce EMI vs reduce tenure options.
Loan Balance Transfer Calculator
Should you transfer your loan to a lower rate? Calculate savings, break-even point, and total cost comparison.
Reducing vs Flat Rate Calculator
Compare reducing balance vs flat rate interest. See how much more you pay with flat rate loans.
About Loan & EMI Calculators
CalcScope's loan calculators help you make informed borrowing decisions. All calculators use the standard reducing balance method used by Indian banks and NBFCs. Calculate your monthly EMI, understand how much of each payment goes toward principal vs interest, and see how prepayments can save you lakhs in interest.
All CalcScope calculators are free, require no login, and work entirely in your browser. Your financial data never leaves your device.