Financial Independence Number Calculator
Calculate how much you need to achieve financial independence and never have to work again.
Your Financial Independence Number
₹2,25,00,000
0% Complete
Need: ₹0
-- years
Years to FI
--
FI Date
Age --
FI Age
₹0
Monthly Passive Income
0%
Savings Rate
0
Years of Expenses Covered
FI Variants
Lean FI
₹0
Coast FI
₹0
Fat FI
₹0
What If Scenarios
Save 10% More
-- years
Save 20% More
-- years
1% Higher Returns
-- years
Milestones
Enter your details to see your path to Financial Independence.
Wealth Projection
FI Milestones
🧮 How to Use This Calculator
- 1 Enter annual expenses
- 2 Set expected withdrawal rate (default 4%)
- 3 View your FI Number
🧮 Formula Used
FI Number = Annual Expenses × 25
Based on the 4% rule, this calculates the total corpus you need to retire and live off your investments indefinitely.
🧮 Key Insights
- 🧮 The 4% Rule assumes a 30-year retirement horizon
- 🧮 Lower expenses accelerate FI faster than higher income
- 🧮 Inflation adjustment is crucial for long-term safety
- 🧮 This number is your "Freedom Fund" target