Privacy at a Glance
- Local Processing: All calculator inputs are processed in your browser - we never see or store your financial data
- Minimal Collection: We only collect anonymous analytics to improve our calculators
- No Selling: We never sell, rent, or share your personal information with third parties for marketing
- Your Control: You can opt out of analytics and manage your preferences at any time
1 Introduction
CalcScope ("we," "our," or "us") operates the website www.calcscope.com and provides free financial calculators designed to help users make informed financial decisions. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website.
By accessing or using CalcScope, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with the terms of this policy, please do not access our website.
2 Information We Collect
2.1 Information You Provide
When you use our calculators, you may enter financial data such as loan amounts, interest rates, income figures, and investment values. This information is processed entirely within your web browser using client-side JavaScript and is never transmitted to or stored on our servers.
2.2 Automatically Collected Information
We automatically collect certain information when you visit our website, including:
- Device Information: Browser type, operating system, device type, and screen resolution
- Usage Data: Pages visited, time spent on pages, click patterns, and navigation paths
- Technical Data: IP address (anonymized), referring website, and general geographic location (country/city level)
2.3 Information We Do NOT Collect
- Personal financial data entered into calculators
- Bank account numbers, credit card information, or financial account credentials
- Social security numbers or government identification numbers
- Personal names, addresses, or phone numbers (unless voluntarily provided via contact)
3 How We Use Your Information
We use the automatically collected information for the following purposes:
- Service Improvement: Understanding which calculators are most useful and identifying areas for improvement
- Performance Optimization: Monitoring website performance, loading times, and fixing technical issues
- User Experience: Analyzing navigation patterns to improve site usability and accessibility
- Statistical Analysis: Generating aggregate, anonymized statistics about calculator usage
- Security: Detecting and preventing fraudulent activity, abuse, or security threats
We do not use your information for personalized advertising, user profiling, or any purpose other than improving our services.
4 Data Storage & Security
We implement appropriate technical and organizational measures to protect the information we collect:
- Local Processing: Calculator inputs are processed entirely in your browser and never transmitted to our servers
- Secure Hosting: Our website is hosted on Microsoft Azure Static Web Apps with enterprise-grade security
- HTTPS Encryption: All data transmitted between your browser and our servers is encrypted using TLS 1.3
- Local Storage: Preferences (such as dark mode settings) are stored locally on your device using browser localStorage
- Data Minimization: We only collect the minimum data necessary for our legitimate purposes
Your Data Stays With You
All financial calculations happen directly in your web browser. When you enter numbers into our calculators, those numbers never leave your device. You can verify this by using your browser's developer tools to monitor network activity.
5 Third-Party Services
We use the following third-party services to operate and improve CalcScope:
Google Analytics 4
We use Google Analytics 4 to understand how visitors use our website. Google Analytics collects anonymized data about your browsing behavior, including pages visited and time spent. This data is aggregated and does not personally identify you.
Google Privacy Policy | Opt-out Browser Add-on
Microsoft Azure
Our website is hosted on Microsoft Azure Static Web Apps. Microsoft may collect technical data for security and operational purposes.
6 Cookies & Local Storage
Cookies are small text files stored on your device. We use cookies and similar technologies (such as localStorage) to enhance your experience on our website.
| Name | Type | Purpose | Duration |
|---|---|---|---|
calcscope_theme |
Remembers your dark/light mode preference | Persistent | |
calcscope_consent |
Stores your cookie consent choice | 1 year | |
calcscope_inputs |
Saves calculator values for convenience (localStorage) | Persistent | |
_ga, _gid |
Google Analytics - distinguishes users | Up to 2 years | |
_ga_* |
Google Analytics 4 - maintains session state | 2 years |
Managing Cookies
You can control cookies through:
- Our cookie consent banner (displayed on your first visit)
- Your browser settings (typically found under Privacy or Security)
- Using private/incognito browsing mode
- Installing browser extensions that block tracking cookies
Note: Disabling essential cookies may affect site functionality.
7 Your Rights
Depending on your location, you may have certain rights regarding your personal information:
Right to Access
Request information about what data we have collected about you.
Right to Deletion
Request deletion of any personal data we may have collected.
Right to Opt-Out
Opt out of analytics tracking at any time using our consent controls.
Right to Portability
Request a copy of your data in a machine-readable format.
To exercise any of these rights, please contact us at trueciphertech@gmail.com. We will respond to your request within 30 days.
8 Children's Privacy
CalcScope is intended for general audiences and is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. Our calculators are educational tools that can be used by individuals of all ages to learn about financial concepts.
If you are a parent or guardian and believe your child has provided us with personal information, please contact us at trueciphertech@gmail.com, and we will take steps to delete such information.
9 Calculator Usage & Financial Disclaimer
Important Disclaimer
CalcScope provides financial calculators for educational and informational purposes only. Please note:
- All calculations are estimates and may not reflect actual financial outcomes
- Calculator results should not be considered financial, tax, legal, or investment advice
- Tax laws, interest rates, and regulations change frequently - always verify current rates
- CalcScope is not a registered financial advisor or investment advisor
- Always consult with a qualified financial advisor before making important financial decisions
CalcScope shall not be held liable for any financial decisions made based on calculator results. Users are responsible for verifying calculations and seeking professional advice for their specific situations.
10 Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. When we make material changes, we will:
- Update the "Last Updated" date at the top of this page
- Post a notice on our homepage for significant changes
- Where required by law, seek your consent for material changes
We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
11 Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: