Make Smarter Financial Decisions
250+ free calculators for loans, investments, and taxes in India
📈 Investments
SIP, lumpsum, mutual funds, and portfolio calculators.
SIP Calculator
Calculate returns from systematic investment plans with visual growth projections.
Lumpsum Calculator
Project lumpsum investment growth over time with compound interest.
CAGR Calculator
Calculate compound annual growth rate for any investment.
XIRR Calculator
Calculate actual returns on irregular cash flows.
PPF Calculator
Public Provident Fund returns with tax benefits.
EPF Calculator
Employee Provident Fund projections with employer match.
NPS Calculator
National Pension System returns and retirement corpus.
SWP Calculator
Systematic Withdrawal Plan for regular income from investments.
Mutual Fund vs FD
Compare mutual fund returns against fixed deposits.
ELSS vs PPF
Compare tax-saving options: ELSS mutual funds vs PPF.
Goal Based Calculator
Plan investments for specific financial goals.
Retirement Corpus
Calculate how much you need for retirement.
Portfolio Allocation
Optimize your investment portfolio allocation.
Dividend Yield
Calculate dividend yield and income from stocks.
Stock Return Calculator
Calculate returns from stock investments.
Real Return Calculator
Calculate inflation-adjusted real returns.
Inflation Calculator
See how inflation erodes purchasing power.
Expense Ratio Impact
See how fund fees eat into your returns over time.
Coffee vs Investment
What if you invested your daily coffee money?
🏦 Loans & EMI
EMI calculators for home, car, personal, and education loans.
Home Loan EMI
Calculate monthly EMI for home loans.
Car Loan EMI
Calculate monthly EMI for car loans.
Personal Loan EMI
Calculate EMI for personal loans.
Education Loan EMI
Calculate EMI for education loans.
Education Loan Detailed
Comprehensive education loan analysis with moratorium.
Bike Loan EMI
Calculate EMI for two-wheeler loans.
Gold Loan EMI
Calculate EMI for gold loans.
EMI Breakup
See principal vs interest breakdown month-by-month.
Loan Comparison
Compare multiple loan offers side by side.
Loan Eligibility
Check how much loan you can get based on income.
Loan Affordability
Calculate affordable loan amount for your budget.
Loan Prepayment
Calculate savings from loan prepayments.
Loan Tenure Calculator
Find optimal loan tenure for your EMI budget.
Balance Transfer
Calculate savings from transferring loan to lower rate.
Reducing vs Flat Rate
Compare reducing balance vs flat interest rates.
💰 Financial Planning
FIRE, debt payoff, and financial health calculators.
FIRE Calculator
When can you achieve financial independence and retire early?
FI Number Calculator
Calculate your financial independence target number.
Home Loan Prepayment
Prepay home loan or invest? Visual comparison.
Rent vs Buy
Is it better to rent or buy a house?
EMI Increase Impact
Impact of increasing EMI on loan tenure and interest.
Debt Snowball
Debt snowball vs avalanche strategy comparison.
Credit Card Payoff
Calculate how long to pay off credit card debt.
Savings Runway
How long will your savings last?
Emergency Fund Score
Rate your emergency fund adequacy.
Financial Cushion Score
Comprehensive financial health score.
Wealth Decay
How inflation erodes uninvested cash.
Inflation Erosion
Visualize purchasing power loss over time.
Net Worth Milestone
Track progress toward net worth goals.
Lifestyle Inflation
Impact of lifestyle creep on wealth building.
Investment Fee Impact
Long-term cost of investment fees.
Subscription True Cost
Total cost of all your subscriptions.
Impulse Purchase Delay
What if you invested instead of buying?
Cost Per Use
Calculate true value of purchases.
Repair vs Replace
Should you repair or replace that item?
Cash Flow Timing
Optimize when to make purchases.
Debt Payoff Motivation
Track debt payoff progress visually.
Income Replacement Ratio
How much income to replace in retirement.
Spending Analyzer
Analyze spending by category.
Tax Account Optimizer
Optimize tax-advantaged account contributions.
💳 Credit Cards
Credit card rewards, interest, and fee calculators.
Reward Points Calculator
Calculate value of credit card reward points.
Point Value Converter
Convert points between programs and currencies.
Annual Fee Breakeven
How much to spend to justify annual fees.
Credit Card Interest
Calculate interest charges on credit cards.
Credit Card EMI
Convert purchases to EMI.
Minimum vs Full Payment
Cost of paying minimum vs full balance.
Balance Transfer
Savings from balance transfer offers.
Fuel Surcharge Calculator
Calculate fuel surcharge waiver savings.
Late Fee Calculator
Calculate late payment fees and charges.
🧾 Tax
Income tax, capital gains, and tax planning calculators.
Income Tax Calculator
Calculate income tax under old and new regime.
Capital Gains Tax
Calculate STCG and LTCG on investments.
HRA Exemption
Calculate HRA tax exemption amount.
Gratuity Calculator
Calculate gratuity payout and tax.
Leave Encashment
Calculate leave encashment and tax.
TDS Calculator
Calculate Tax Deducted at Source.
GST Calculator
Calculate GST amounts and breakup.
🏧 Savings & Deposits
FD, RD, and post office savings calculators.
FD Calculator
Fixed deposit maturity and interest calculator.
RD Calculator
Recurring deposit maturity calculator.
NSC Calculator
National Savings Certificate returns.
SSY Calculator
Sukanya Samriddhi Yojana calculator.
Post Office Schemes
Compare all post office savings schemes.
Liquid Fund vs Savings
Compare liquid funds to savings accounts.
🛡️ Insurance
Term, health, and motor insurance calculators.
🏠 Real Estate
Property, rental, and real estate calculators.
Home Affordability
How much home can you afford?
Rental Yield
Calculate rental yield on property.
Property Appreciation
Project property value growth.
Stamp Duty Calculator
Calculate stamp duty and registration.
Brokerage Calculator
Calculate real estate brokerage fees.
Carpet Area Calculator
Convert between carpet, built-up, and super built-up.
House Hacking ROI
Calculate returns from house hacking.
🎓 Life & Planning
Education, relocation, and life decision calculators.
⚖️ Comparisons
Side-by-side comparison calculators.
Buy vs Lease
Should you buy or lease a car?
Debt Avalanche vs Snowball
Compare debt payoff strategies.
Bulk Buy Savings
Is buying in bulk worth it?
Price Per Unit
Compare prices across package sizes.
Sale Price Calculator
Is that sale really a good deal?
Coupon Stacking
Maximize savings with multiple coupons.
⏰ Productivity & Income
Salary, freelance, and time value calculators.
True Hourly Rate
What do you really earn per hour?
Hourly to Annual
Convert between salary formats.
Freelance Rate Calculator
Calculate your freelance hourly rate.
Freelance Hourly Rate
What should you charge per hour?
Job Offer Comparison
Compare total compensation packages.
Raise Impact
How much is that raise really worth?
Bonus vs Salary
Higher base or bigger bonus?
Overtime Worth
Is overtime worth it after taxes?
Commission Calculator
Calculate commission earnings.
Side Hustle Worth
Is your side hustle worth the time?
Tip Calculator
Calculate tips and split bills.
🔧 Utilities
Basic financial calculators and tools.
Compound Interest
Basic compound interest calculator.
Simple Interest
Calculate simple interest.
Percentage Calculator
Calculate percentages easily.
Discount Calculator
Calculate discounts and final prices.
EMI to Salary Ratio
Check if your EMI burden is healthy.
Net Worth Calculator
Calculate your total net worth.
Budget Planner
Plan your monthly budget.
Currency Converter
Convert between currencies.
Age Calculator
Calculate exact age in years, months, days.
🌟 Lifestyle & Life Events
Calculators for major life decisions and everyday choices.
Wedding Budget
Plan your wedding budget by category.
Baby Cost Calculator
Estimate first-year baby expenses.
Pet Cost Calculator
Lifetime cost of pet ownership.
Vacation Cost
Plan and budget your vacation.
EV Savings Calculator
Should you switch to electric?
Solar ROI
Calculate returns on solar panels.
Solar Breakeven
When will solar panels pay off?
Airbnb Profitability
Calculate Airbnb rental income potential.
Remote Work Savings
How much do you save working from home?
Digital Nomad Cost
Cost comparison across cities for nomads.
Freelancer Tax
Estimate taxes for freelancers.
Crypto Tax Calculator
Calculate taxes on crypto gains.
Gold Investment
Calculate gold investment returns.
Stock Averaging
Calculate average stock purchase price.
Rule of 72
Quick doubling time calculation.
Subscription Audit
Track and audit all subscriptions.
Emergency Runway
How long will emergency fund last?
Salary Hike Calculator
Calculate new salary after hike.
AI Tool ROI
Is that AI subscription worth it?
Etsy/Shopify Profit
Calculate e-commerce profit margins.
Influencer Brand Deal
Calculate fair brand deal pricing.
Van Life Budgeter
Budget for the van life lifestyle.
Quit Smoking Savings
See how much you save by quitting.
Coffee vs Investment
Daily coffee money if invested.
Co-Living vs Studio
Compare living arrangement costs.
Meal Prep vs Eating Out
How much do you save cooking?
First Apartment Costs
Hidden costs of your first apartment.
Student Loan Ticker
Watch student loan interest grow.
Job Offer Comparison
Compare job offers comprehensively.
Biohacking Cost-Benefit
ROI on biohacking investments.
Inflation: Bread & Milk
Project grocery prices with inflation.
Fractional Real Estate
ROI on fractional property investment.
ESG vs Index Fund
Compare ESG vs standard index funds.
Carbon Offset Calculator
Calculate travel carbon footprint and offset cost.
Why visualization matters for financial decisions
A single number rarely tells the full story. When you're deciding whether to prepay a loan or invest, knowing "you save ₹3.2 lakhs" doesn't show you when those savings happen, how your decision plays out month by month, or what you're giving up.
Visualizing calculations reveals what raw numbers hide: the inflection points where one option overtakes another, how small changes compound into large differences, and the tradeoffs that only become obvious when you see how numbers change over time.
CalcScope is built as a visualization layer on top of calculations. Every tool shows you charts that compare scenarios visually — not because charts are pretty, but because they expose patterns that tables and single numbers cannot. When you can see the crossover point where renting becomes more expensive than buying, or watch your debt balances shrink under different strategies, you make better decisions, not just faster ones.
The goal isn't to give you results. It's to help you understand what those results mean for your specific situation — so the decision becomes obvious.
Our Principles
Decision-First
Every tool ends with a clear verdict. Not numbers — decisions.
Financial decisions are hard because the math is complex. We do the math and tell you what it means.
Visual Clarity
Charts that make complex math instantly understandable.
Visualization reveals trends, tradeoffs, and inflection points that tables cannot show.
100% Private
All calculations run in your browser. No data ever leaves your device.
Your financial details are sensitive. We never see them, store them, or transmit them anywhere.
Deterministic
Same inputs, same outputs. No AI guessing. Just pure math.
Financial accuracy requires precision. Every calculation is transparent and reproducible.
Popular financial calculator searches
- home loan prepayment calculator india
- should i prepay home loan or invest
- prepayment vs investment calculator
- rent vs buy calculator india
- should i rent or buy house india
- FIRE calculator india
- financial independence calculator
- early retirement calculator india
- increase EMI vs prepayment
- EMI increase impact calculator
- debt snowball vs avalanche calculator
- best debt payoff strategy