Terms of Service

Last updated: January 2026

Welcome to CalcScope. By accessing or using our website and calculators, you agree to be bound by these Terms of Service.

⚠️ Important Disclaimer: CalcScope calculators are for educational and informational purposes only. They should NOT be used as the sole basis for financial decisions. Always consult a qualified financial advisor for personalized advice.

1. Acceptance of Terms

By using CalcScope ("the Service"), you agree to these Terms of Service. If you disagree with any part, please do not use our website.

2. Description of Service

CalcScope provides free, browser-based financial calculators designed to help users understand financial concepts through interactive visualizations. Our calculators cover:

Loan and EMI calculations
Investment projections (SIP, FD, etc.)
Tax estimations
Lifestyle and comparison tools
And more...

3. No Financial Advice

CalcScope is NOT a registered financial advisor, investment advisor, or tax advisor. Our calculators:

Provide estimates based on the inputs you provide
Use simplified models that may not account for all real-world factors
Should not replace professional financial planning
Are intended for educational purposes only

4. Accuracy & Limitations

While we strive for accuracy, we cannot guarantee that:

Calculations are error-free
Tax rates and regulations are current (these change frequently)
Projections will match actual results
The service will be uninterrupted

Users are responsible for verifying calculations independently for important financial decisions.

5. Acceptable Use

You agree NOT to:

Use our calculators for illegal purposes
Attempt to hack, disrupt, or overload our services
Scrape or copy our content without permission
Misrepresent CalcScope results as professional financial advice

6. Intellectual Property

All content on CalcScope, including but not limited to text, graphics, logos, calculator designs, and code, is the property of CalcScope and protected by intellectual property laws. You may:

Use our calculators for personal, non-commercial purposes
Share links to our calculators

You may NOT reproduce, distribute, or create derivative works without written permission.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites.

8. Limitation of Liability

To the maximum extent permitted by law, CalcScope shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our calculators, including but not limited to:

Financial losses based on calculator results
Errors in calculations
Service interruptions

9. Indemnification

You agree to indemnify and hold harmless CalcScope from any claims, damages, or expenses arising from your use of our service or violation of these terms.

10. Changes to Terms

We may modify these Terms at any time. Continued use of CalcScope after changes constitutes acceptance of the new terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law provisions.

12. Contact

For questions about these Terms of Service, contact us at:

Email: trueciphertech@gmail.com

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